44
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$849,000
Est. payment /mo
7 Beds
4 Baths
New
114 OAK ST Jc Bergen-lafayett, NJ 07304
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Key Details
Property Type Multi-Family
Sub Type 2 Family
Listing Status Active
Purchase Type For Sale
MLS Listing ID 260000593
Style Victorian
Bedrooms 7
Full Baths 4
Property Sub-Type 2 Family
Property Description
A fully detached, modernized Victorian farmhouse on a 25×100 lot with an oversized backyard — a rare find in Jersey City. Configured as a two-family pltus a bonus third unit with its own private entrance, the property offers flexible living or rental income. You're about 30 minutes from Manhattan and 10 minutes to Berry Lane Park and the Light Rail in Bergen-Lafayette. Original charm meets thoughtful updates: a tiled lemonade porch, restored historic doors and staircase, decorative fireplaces, and elegant interior columns. Inside, the home has been renewed with brand-new kitchens featuring light green shaker cabinetry, quartz countertops, and stainless steel appliances, along with updated baths finished in designer tile and modern fixtures. The layout is built for both owners and investors. The top floor is a bright three-bedroom, two-bath residence ideal for generating income. The first floor offers two bedrooms and one bath, formal living and dining rooms, a sunny kitchen, an enclosed porch, and direct access to the oversized yard. The garden level adds a two-bedroom, one-bath suite with a private entrance—perfect for extended family, an in-law suite, or Airbnb-style use. Modern comfort comes from new 2025 energy-efficient mini-split central air and heat pumps for year-round climate control. With seven bedrooms, four bathrooms, and rare outdoor space, this home delivers historic character, modern convenience, and versatility in one of Jersey City's fastest-growing neighborhoods. **Special financing available with preferred lender Jackie Koven at Cross Country Mortgage. Grants ranging from $15,000 to $22,000 available for down payment and/or closing cost assistance. Interest rates as low as 3.625%**
Location
State NJ
County Hudson
Area Jc Bergen-Lafayette
Rooms
Basement Finished, Full
Interior
Heating A/C Central, Hot Air, Electric, Heat Pump
Cooling A/C Central, Hot Air, Electric, Heat Pump
Exterior
Exterior Feature Aluminum/Vinyl, Shingle
Parking Features 1 Car, Other-See Remarks
Listed by SERHANT NEW JERSEY LLC
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